Q. Who will receive my contact information?
The nonprofit(s) you choose to support will have access to your name and email address. This information is used solely to send thank you messages, provide the option to receive future notifications, and to notify you of future activities. You do have the option to make your donation and/or your name anonymous during 401Gives. Anonymous donations will be displayed as "Anonymous" on the nonprofit’s page. The nonprofit will receive your name and email address, but they will be notified that you have chosen to remain publicly anonymous.
Q. What type of payments can I use and what are the fees?
Giving payment options include credit / debit card, ACH, Apple Pay, Google pay, and Microsoft Pay. “Offline gifts” can include checks/cash and Donor Advised Funds, i.e. United Way of Rhode Island's MyFund, Fidelity, Rhode Island Foundation.
Website and credit card fees: Website fee 2.5%. Credit card fees additional 2.5% fees +.30 for each transaction. Donors have the option of paying the fees to help the nonprofits
In addition, if you use ACH, the fee replaces the 2.5% + $0.30 for a flat $3, requiring the donor is giving at least $100 for ACH to be an eligible payment option. The flat $3 ensures larger donors aren't being charged excessively, and are incentivized to use that instead if they want to give online. .
Q. As a donor, do I need to create an account with GiveGab?
No. You do not need to create an account to make a donation. The benefits of creating an account include having your tax receipts collected in one location, being able to track your donations, follow the charities you support, and engage in future volunteering and donations. Your tax receipt is emailed immediately upon processing your donation. To claim a donation as a deduction on U.S. taxes, you should retain the donation receipt as an official record.
Q. How many nonprofits can I make a gift to?
All of them! But because of website bandwidth, you can only donate to 10 nonprofits per gift transaction or it will time out. If you wish to donate to more than 10, please choose 10, complete your gift and then start another gift.
Q. If I opt to pay the fees are they tax deductible?
Yes, your receipt will show the total amount you paid and what is deductible. See here for more details.
Q. Q. Is there a minimum or maximum credit card gift?
The minimum donation is $5. The maximum gift will be determined by the donor’s credit card limit. Any donor that anticipates making large credit card donations during the giving day should contact their credit card company for pre-authorization.
Q. How much of my donation goes to the nonprofit?
GiveGab retains a 2.5% campaign management fee from all donations. Credit Card processing fees are an additional 2.5% + $0.30 for all major credit cards (Visa, MasterCard, American Express, and Discover). None of these fees go to United Way of Rhode Island. You are given the option to cover the fees and if you choose this option, 100% of your online charitable gift will go to the receiving organization. Individuals who donate more than $100 will be given the opportunity to pay via electronic debit. The associated fee is $3.00 per transaction and would take place of the 2.5% + $0.30 credit card fee. All donations are final and cannot be refunded.
Q. Can I make donations via a mobile device?
Yes! Simply visit https://www.401gives.org on your mobile device.
Q. Can I pre-schedule a donation for 401Gives?
You cannot pre-schedule your 401Gives gift, but you may make a donation to a participating nonprofit starting 3/31/2023, 6am until 4/3/2023, 6pm.
Q. What if my preferred organization is not listed?
Please send an email to 401Gives@unitedwayri.org to request that we contact your organization of choice to be included in future 401Gives.
Q. May I pay a pledge with my gift?
Since 401Gives is designed to generate new support, we are unable to accept gifts to pay off existing pledges.
Q. How will a donation be reported on my credit card statement?
The statement will show a charge for each nonprofit that the donor supported. It will show the name of the nonprofit that was donated to.
Q. Will I receive a receipt for tax purposes?
Yes. You will automatically receive an emailed receipt acknowledging your gift.
Q. May I designate how a nonprofit should use their gifts?
No. 401Gives gifts are considered unrestricted gifts to the nonprofit. However, you may express your desire that your gift be used for a specific program or project (in the notes field of the giving form).
Q. Is my donation tax-deductible?
When donations are received through the website, a receipt is automatically generated for the gross amount of your gift and emailed to the address you provide. Your tax professional can advise you on the tax deductibility of the donation.
Q. May I use my donation to buy event tickets, museum memberships, or other things that provide me a benefit?
No, donations may not be used to pay for anything that might be perceived as a material benefit to the donor, advisor or other disqualified person - including dinner tickets, membership fees, golf fees, admission tickets or other gifts.